A Review of the Chez Ami Income Opportunity

By Brian Garvin

Chez Ami is a company that was started by a mom who designed children s clothing. She began by selling them in a boutique in Coronado, CA while she and her family were stationed there while her husband served in the Navy. She had family and friends that would come and help her sew her creations and her children were the fitting models and great product testers.

Her workshop was a little room above the garage and her cutting table was an old closet door. A couple of years later, her husband joined her allowing them to start their own company and run it together.

Today, Patsy and Joel Aiken are the proud owners of the Chez Ami Company. They are Patsy Aiken Designs that is based in Raleigh, NC. They are still run by the family, her husband Joel is over the finance, planning and techie stuff, she is over the product design and manufacturing.

They have now grown so much they are looking for independent sales consultants to represent their product line across the U.S. If you choose to join them, you will be selling their product through home party sales and also be able to build your business by recruiting other sales reps to work along with you.

As a Sales Consultant, you will benefit from a 40 discount on all apparel and you will receive some extra bonuses and some great incentives based on your sales. Another great benefit will be the End Of Season Sales at an even bigger discount.

Chez Ami has two selling seasons each year. They have the Spring/Summer and the Fall/Holiday sales. You will have a choice as a new consultant, to do their Express plan which is a one week plan, or their Apprentice which take two weeks. You may also be able to earn commissions year round on your customers sales that are placed with you, the Chez Ami Customer Service or through the Internet.

You never have to buy or stock inventory. The only fee you will need to pay is a Seasonal Commitment Fee of $100 which is only for the first season, then there is a recurring fee of $50 for each season that Chez Ami produces.

Let me just list a few provisions and benefits that Chez Ami has for you as the Sales Consultant:

. Comprehensive Sales Support materials which will include the manual, catalogs, invitation, party host cards and your order forms, all free of charge.
. Extra catalogs sent to your customers with your contact info on them.
. The use of a trunk and beautiful samples inside
. Reimbursement for accurate Order Entry
. No hassle check processing
. Free credit card processing
. Shipments right to your customers
. 24 hour online access

You will also be provided a Chez Ami mentor, since this will all be new to you. She will help you by guiding you through an entire season, preparing you for great success. You will have so much fun doing these parties. Your host will be excited to earn free clothing and be able to buy early from the End of Season sale.

Being a Chez Ami consultant may be the opportunity you are looking for. You will be able to enjoy great discounts on a line of beautiful children s clothing and an opportunity to earn some extra income while all along, making some great friends.Learn the Lemons from the Straight MLM Winners at http://www.MLMreviewKings.com/trivita.html from Brian Garvin and Jeff West at http://www.MLMreviewKings.com. This article may be used royalty free provided Bio & Links remain intact. Copyright © Mission Billion, Inc. All Rights Reserved Worldwide

First Time Home Buyer - Advice And Tips For Buying Your First Home

By Rich Phillips

Sound Advice for the First Time Home Buyer

A home is probably the most money any American will ever have to spend in their lifetime on a purchase. If you and your family have to live with each paycheck as it comes in, whether or not to buy a home can be one of the toughest decisions to make. It is a scary situation for many people but when it comes down to the bare facts, there is no other choice than to buy a home. You are making an investment in your future and that can't be done when you're living in an apartment. If you look at the facts, paying rent, utilities, and phone and cable in an apartment may actually be more than you would pay if you owned your own home.

The first thing you need to do is hunt for a loan. Here is where you need to take some time comparing prices. Never jump at the first loan offer just because the lending company said yes to your application. Look around and try to find the best rates before you commit to a loan.

It is a good idea to have your finances in order. Keep a number in your head that you know you will not go over and stick with it. Some lenders offer loans larger than what you can actually afford so be very careful. If you know you need a smaller loan, don’t be pushed into something you know you can’t afford.

Once you have gone and applied for the loan, the lender will tell you exactly how much you qualify for. Discounting what you have as a down payment, make sure you look at homes that are within your price range so you do not get stuck trying to pay off a loan that was too big to begin with.

Tips for the First Time Home Buyer

When buying your first home, there are many things that you should learn before jumping into your first purchase and one of them is the taxes on the home. Each area or district has a different tax bracket and these taxes vary from location to location. If you are a first time home buyer, it is always much easier to have the taxes included in your mortgage. This way you do not have to worry about coming up with large payments twice a year; they can be spread out through the monthly mortgage payment leaving you more money during the month. Your payment may go up on your loan but it will be just a fraction to cover the average tax on the home.

If you think that adding the tax payment into your home mortgage is something you can't afford, you may want to look in a different area or even look at a lower priced home to cover the cost. If you choose to go with another lender, you can do that too if you do it within a 10-day period. This will change your credit rating one time but it will allow you to find the best lender with the lowest price that you can afford. You can shop around until you are happy with a loan and then make sure you get pre-approved to help you out during the bidding process. Being pre-approved gives you the best chance at getting the home of your choice.

When your loan is finally approved, it is time to go shopping if you haven’t started already. Find yourself a realtor who is professional and willing to take the time to find you a good home. The good thing about a realtor is he doesn’t get paid until you purchase a home so make sure he knows what you are looking for so he can search and find the best homes in the area that meet your needs or preference. Sitting down and telling him what it is you want will allow him to get out there and start checking out new properties as they become available. If you have a particular neighborhood in mind, let him know.

Published At: Isnare.com Free Articles Directory - http://www.isnare.com/Permanent Link: http://www.isnare.com/?aid=748578&ca=Real+Estate

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About Rich Phillips

First time home buyer programs: list of programs, grants, loans, down payment assistance, tax credits and aide for first time home buyers. Visit buyerprograms.net to see programs in your area.

Finding AT&T Coupons Online

By Mindy Claribel

AT&T is one of the best providers of telecommunication in America. As the stats claim, AT&T has every right to be top dog in phone services. The reasons are simple and very straightforward. On a daily basis, their services are well and fast executed. One phone call and 5 minutes later, they are at your doorstep. Of course, their services aren't limited to just their services. They also have savings plan like any other markets and have offers with reasonable prices. Take for example, their alliances with some cellphone companies. Most recently, they prefer to serve mostly Motorola and have a stream of AT&T powered cellphones. Here are a few tips on how to save some bucks on your AT&T:

Search the internet for offers. AT&T often bundles their services with purchasable cellphones at very low prices. But fear not. These cellphones are top quality and will take years to use if not abused. Of course, their bundles are monthly paid so you'll have to establish long term plans if you want to save more money. Another thing that you can do is to search for AT&T coupons.

Check AT&T's website. The website itself could show you and help you plan your monthly services. Choose from the cheapest and longest to the plans that include bundles. Monthly payment is required but credit card works splendidly too. You can check http://att.com for promos, discounts and useful AT&T coupons. When you sign up for a bundle, people don’t realize how much you can save in the beginning. Even so, when your contract ends, you’re going to want to call up and see if they can lower it again.

Sign-up for the online mailing list. If you want to lessen your AT&T cost, AT&T coupons are made available every now and then. And how can you get these instantly? You can sign-up for their online mailing list to receive every bits and pieces about AT&T.

Check online buy and sell sites. Some AT&T coupons are available on buy and sell sites for a cheap price. You can try out eBay or other similar sites and check for the AT&T coupons for sale. You’re going to find that a lot of the times you won’t even need a coupon which brings me to my next point.

Look for special offers. There are times when you don’t even need a coupon. You’re going to find that if you look for specials, you can get some killer deals. Most people waste too much time looking for coupons not realizing that you can find specials instead. Many phone companies today will require that you sign a 2 year deal in order to get the best deal.

AT&T is a great provider. If you are looking for great services, quality cellphone at low cost, AT&T is either one phone call or one click away. They never stop working for their customers. You’re going to find that if you sign that contract, and you find a phone that you like, or even a service, you’re going to be able to save when you sign up.

Published At: Isnare.com Free Articles Directory - http://www.isnare.com/Permanent Link: http://www.isnare.com/?aid=765351&ca=Finances

About Mindy Claribel

Find the latest AT&T coupons and more all at MyCCFinder.